Competitive Intelligence Offerings
Information gathered during our shops can be delivered in a variety of formats: matrices in Excel for side by side comparisons of fees and features; executive summaries that describe key findings and conclusive strengths and gaps; presentation of results in PowerPoint; copies of all fee schedules and marketing material presented; and most other formats that our clients request.
We have extensive experience surveying and reporting on the following products and services, all surveys, line items, and deliverables are customized to each individual clients needs:
Deposit Product Reports
Surveying of consumer and small business checking, savings, money market, and CD product offerings and fees, including ancillary fees
Cash Management
Detailing information on the products servicing the needs of businesses with more advanced banking needs such as: lockbox, ACH, wire transfers, online services, account reconciliation, overnight investments, remote deposit service
Business Lines and Loans
Highlighting the products offered to businesses with lending needs, such as term loans, lines of credit, and equipment loans
Consumer Lines and Loans
Lending products offered to consumers including, personal lines of credit, loans, overdraft lines of credit, home equity lines and loans
Merchant Services
Reporting on the products offered to businesses requiring processing of credit and debit card transactions
Letters of Credit
Capturing competitors offerings on international services provided to businesses who import or export products outside the United States
Earnings Credit Rates
Survey of earning rates on analyzed accounts offered to commercial clients
Sweep Rates
Detailed listing of rates of return offered to businesses who elect to invest their excess funds in an overnight investment vehicle such as Eurodollar, Commercial Paper, Repurchase Agreement, Money Market Fund, Master Note
Payroll Services
Reporting on the services offered and features for businesses requiring a third-party payroll provider
Bank at Work
Survey of products offered to businesses as an employee benefit, including accounts, product discounts, perks and other bank offerings
Mortgages
Information regarding the products offered to businesses and consumers requiring a mortgage on a property, including fixed, adjustable, construction, owner and non-owner occupied, and jumbo
Wealth Management
Study of products for high-net worth individuals and/or businesses requiring money management services, including trusts, investment management, estate services, asset custody, managed account services, investment assistance and advice
Private Banking
Outline of products for mass affluent individuals including deposit accounts, lines and loans, brokerage, and asset management accounts